Credit Scores API
Provide direct access to credit scores inside your app, including single-bureau or multi-bureau score delivery, historical score tracking, score reason codes, and consumer-friendly presentation.
Turn a credit moment into an ongoing relationship.
Help consumers understand, monitor, and improve their credit by giving them secure access to credit scores, credit reports, and credit monitoring alerts directly inside your platform.
- Secure and compliant
- Fast developer integration
- Built for financial platforms
- Engagement-first design
Consumer credit experiences in one suite
Consumer Credit Reports API
Deliver credit report elements such as tradelines, credit utilization, account age, available credit, public records where applicable, inquiries, and consumer-facing disclosures.
Credit Monitoring API
Keep consumers informed with alerts for new inquiries, new accounts, existing account changes, new collections, score changes, credit limit changes, balance changes, name changes, and more.
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Key benefits
- Increase engagement and retention through ongoing credit visibility.
- Promote financial wellness with data that helps consumers make smarter decisions.
- Personalize experiences with credit insights and relevant product paths.
- Create recurring touchpoints through monitoring alerts.
- Launch quickly with API-first integration.
- Reduce compliance and operational burden with built-in infrastructure.
Why Revery Credit
- Compliance-ready workflows, FCRA-aligned consent, identity controls, and consumer delivery mechanisms.
- Enterprise security, encryption in transit and at rest, role-based access, and SOC 2-aligned practices.
- Developer-friendly APIs, sandbox environments, and production-ready architecture.
- Flexible bureau coverage across Equifax, Experian, TransUnion, single-bureau, and multi-bureau options.
Why it belongs next to the credit decision
The Consumer Engagement Suite is the consumer-facing half of the Revery Credit platform. Where the rest of the infrastructure serves your risk and operations teams, this layer is what your customers actually see, presented inside your product, under your brand.
Make progress visible
Help people understand where they stand and what changed, in a product experience that still feels like your brand.
Stay useful after the decision
Keep the relationship active with report access, monitoring signals, and credit education beyond the initial transaction.
Connect education to action
Use partner tools for score optimization and guide consumers toward a more informed next step.
Frequently asked questions
What is the Consumer Engagement Suite?
It is the consumer-facing layer of Revery Credit's platform: a set of APIs (Credit Scores, Consumer Credit Reports, and Credit Monitoring) that let a partner give consumers secure access to their own credit inside the partner's own product, under the partner's own brand.
Which credit bureaus does it cover?
The suite is built for flexible bureau coverage across Equifax, Experian, and TransUnion, with single-bureau or multi-bureau delivery depending on the integration.
What data can the Credit Monitoring API alert on?
New inquiries, new accounts, existing account changes, new collections, score changes, credit limit changes, balance changes, and name changes, among other tradeline events.
How is the suite different from prequalification or credit extension?
Prequalification and credit extension are soft-pull and hard-pull workflows that resolve a lending decision. The Consumer Engagement Suite is what keeps the relationship active afterward, with ongoing credit score, report, and credit monitoring access. It can be adopted on its own or alongside the rest of the platform.
How do we get access to the product sheet or a demo?
Download the PDF product sheet on this page, email sales@reverycredit.com, or schedule a demo. Scope, bureau coverage, and the exact consumer-facing surface are confirmed during technical discovery.
Bring consumer credit experiences to your platform
Scope, bureau coverage, and the exact consumer-facing surface depend on your product and contracting model. sales@reverycredit.com reaches the team, or request a demo.